wwwbingoplusnet| Exploring new business formats and new models: Renmin University of China and Ping An Bank jointly held a pension finance theme forum

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On May 19, Renmin University of China held the first Shenzhen Financial Forum and the inaugural meeting of Shenzhen Institute of higher Finance. As one of the six sub-forums, Renmin University of China and Ping an Bank held a pension finance forum with the theme of "new business type and the new model of pension finance" to explore the road of high-quality development of pension finance.

The forum invited Zhou Yanli, former deputy secretary of the party committee and vice chairman of the China Insurance Regulatory Commission, Wu Xiaoqiu, former vice president of Renmin University of China, dean of the National Institute of Finance and national first-class professor of liberal arts, as well as representatives of experts from all walks of life, such as Renmin University of China, Tsinghua University, Sun Yat-sen University, Penghua Foundation, and Wang Wei, Chief Financial Officer of Ping an Bank. And Ping an Life Insurance, Ping an old age insurance, Ping an financial management, Ping an Trust, Ping an Bank related personnel to attend the meeting.

Wu Xiaoqiu and Wang Wei addressed the forum, hoping that Ping an Bank, Renmin University of China and all participating units would jointly strengthen exchanges and cooperation, jointly promote the ecological construction of pension finance, and write a good article on pension finance.

In the keynote speech, Zhou Yanli, Feng Runhuan, professor of the School of Economics and Management of Tsinghua University, and Lu Jianqin, member of the Party Committee of Ping an Endowment Insurance and director of pension management, spoke successively.

Zhou Yanli made a keynote speech on the theme of "composing an insurance chapter of Chinese-style modernization with the high-quality development of old-age insurance". He said that the development of pension finance has entered a new stage, commercial old-age insurance can provide a comprehensive solution for potential old-age groups, and promoting the development of individual pension system is the common direction of government, enterprises and society. Feng Runhuan made a keynote speech on the theme of "annoyance" of the American pension system. He said that the experience of the American pension system plays an important role in enlightening China. China needs to promote the top-level design of pension finance in which the government, the market and the society jointly establish a more reasonable risk-sharing mechanism. LV Jianqin delivered a keynote speech on the theme of "maintaining integrity, innovation, openness, enterprising cooperation, win-win cooperation and writing a new chapter in pension finance". He said that a new era for the development of pension finance has come, and old-age insurance companies will actively explore, maintain integrity and innovation with a stronger sense of responsibility and mission, and join hands with all kinds of excellent peers to create a new model of pension financial services. we will jointly build a new ecology of pension finance and share new opportunities for the development of pension finance.

In the round-table discussion session with the theme of "opportunities and challenges of Pension Finance" Vice Dean of National Governance Institute of Sun Yat-sen University, Professor of Lingnan College of Sun Yat-sen University, Professor Shen Shuguang of School of Politics and Public Affairs Management, Liu Kai, Chief Product Officer of Ping an Financial Management, Tao ran, General Manager of basic Retail Department of Ping an Bank, Gong Liping, Senior Managing Director of Ping an Trust Services Department, Pan Chao, General Manager of Social Security and Nursing Department of Penghua Fund, He Lin, deputy director and professor of the Insurance Department of the School of Finance and Finance of Renmin University of China, focused on the topics such as "the present situation and problems of the development of pension finance", "the roles and characteristics of different financial institutions in the field of old-age finance", "how to work together to build a pension ecosystem and do a good job of pension finance" and other topics. Wei Li, Director of the Department of Insurance, Director of China Insurance Research Institute and Professor, School of Finance and Finance, Renmin University of ChinaWwwbingoplusnetThere is a topic discussion session.

Since the 18th CPC National Congress, China's pension cause and the development of pension industry have made positive progress, and more and more elderly people have achieved a sense of security, a sense of health and worthiness, and a sense of happiness. However, it should also be noted that the degree of aging of China's population is deepening. In 2023, the number of people aged over 60 in China has reached 2.Wwwbingoplusnet9.7 billion, accounting for 21% of the country's population, China has entered a moderately aging society. The aging of the population is not only a challenge, but also stimulates residents' demand for providing for the aged, which brings window opportunities for the transformation and upgrading of the old-age industrial structure.

According to reports, Ping an Bank adheres to the leadership of party building, adheres to the political and popular nature of financial work, adheres to the concept of "finance for the people", adheres to the original intention of starting a career, keeps in mind the financial mission, and continues to improve its ability and level of serving the real economy. we will actively do a good job in five major articles and put pension finance in a prominent position in the bank's strategy. Ping an Bank has joined forces with Ping an Life Insurance and other brother companies to build two major solutions for home care and community care for the aged, improve the pension service rights system and meet customers' diversified pension needs; at the same time, actively strengthen aging financial services, enrich old-age financial products, speed up the layout of individual pension business, and comprehensively enhance the sense of achievement of financial services among the elderly.

In terms of home-based elderly care, based on the value proposition of "comfort for the elderly, peace of mind for children, and concentration of housekeeper", a three-in-one elderly care housekeeper system of intelligent housekeeper, doctor housekeeper and life housekeeper will be built to connect hundreds of items from ten scenarios to stores, online and home. Services help more elderly people enjoy their old age safely. Currently, Safe Home Care has covered more than 50 cities across the country. In terms of health care and community care, Ping An Health Care is guided by "professionalism, quality health care" and the seven-dimensional health concept as the service cornerstone to build a health care service system of "noble life, exclusive service, and dignified care", build a "one-stop" elderly care solution covering the entire life cycle, and create new health care services with quality and temperature. In terms of aging-friendly finance, Ping An Bank has continued to make efforts to "aging-friendly" reforms in recent years focusing on the needs of customers of the elderly group, striving to create a more warm "safe aging" service system to help the elderly group welcome a beautiful and happy old age. Taking the Ping An Pocket Banking App as an example, in terms of interface interaction, only common functions such as "inquiry" and "transfer" are retained, and are matched with safe and worry-free principal and interest-retaining certificates of deposit products based on the deposit tendency of the elderly. As of the end of the first quarter of 2024, the cumulative number of users served by the aging-friendly version of Ping An Pocket Banking App exceeded 370,000. In terms of personal pension business, as one of the first commercial banks to obtain the qualification to start personal pension business, Ping An Bank provides customers with personal pension opening, fund deposit, and full-process services from product investment to printing tax certificates through Ping An Pocket Bank APP, business outlets and other channels. At the same time, through technological empowerment, digital finance is also used to serve the new track of personal pensions to promote comprehensive online business and realize online processing of the entire business process. By providing convenient and high-quality service experience, as of the end of the first quarter of 2024, the bank has opened a total of more than 1.1 million personal pension accounts.

2024 marks the 75th anniversary of the founding of the People's Republic of China and is a critical year for achieving the goals and tasks of the "14th Five-Year Plan". Ping An Bank will continue to deepen the leadership of party building, actively implement the spirit of the 20th National Congress of the Communist Party of China, the Central Economic Work Conference and the Central Financial Work Conference, actively implement the requirements of regulatory agencies, keep the "biggest country" in mind, actively integrate into the national strategy, and continue Promote various transformation and upgrading measures in the "five major articles" of finance to be practical and in-depth, continuously improve the ability of finance to serve the real economy, continue to strengthen financial risk prevention and control, and deeply practice high-quality financial development. Strive to make due contributions in the process of building a financial power.